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Roth Conversions, Coffee and The Election

Jim, a recent client, reminded me today that many of you would appreciate some input on doing Roth conversions; especially in the ‘dynamic’ political and economic state that exists. If you have not completed all of the conversion amount that you intend to this year, I’d suggest that you pay very close attention to what’s

A Windfall from Uncle Sam – if you act soon.

The House of Representatives just passed the SECURE Act. There are several elements of the Act, but one that is getting a lot of visibility is that it ‘helps retirees secure retirement’ by delaying the age at which they must begin required minimum distributions. From all accounts, it looks like the Senate will be in

4 Tips to Tame the Tax Beast

I’ve written a lot about the bitter-sweet of accumulating large amounts in your 401k or IRA account. The single biggest challenge I dealt with regarding my retiring and retired clients is this issue. If you have saved well and have significant amounts in those type of before-tax accounts, there may very well be an uncomfortable

5 Critical Pieces of a Sustainable Retirement Plan

There are very few activities that give my wife and I more of a thrill than heading out to the open road with our big RV. We have always been pretty spontaneous travelers but find that there are a few basic things that really need to be planned, especially in a 42’ rig that is

Four IRA / 401k Traps: Escape Now!

The tax act passed last year set in motion a fantastic opportunity for American savers to greatly reduce the income taxes that are owed in the future. The amount of income taxes you’ll pay on your savings would amaze you. The income tax rates have officially reached 50-year lows, making it unexpectantly cheap to escape

Are You Going to Retire “From” or “To”?

Think you’re ready to retire? Hopefully, you’ve figured out what you want to ‘do’ when you grow up. If retirement is simply an escape from your work, you may be setting yourself up for some not so golden years. TRUE STORY It has truly been a blessing to get to work with so many people